Privacy Policy

Welcome to Fybos Tools ("we," "our," "us," or "the Website"). This Privacy Policy explains how we collect, use, disclose, and protect information when you visit or use our calculator tools and related content.

By using our Website, you agree to the practices described in this Privacy Policy.

1. Information We Collect

We aim to keep our calculator tools simple and privacy-friendly.

Information You Provide

Most of our calculators can be used without creating an account or providing personal information.

Depending on the features you use, you may voluntarily provide:

• Information submitted through a contact form
• Your name or email address
• Information included in messages you send to us
• Other information you voluntarily provide

Calculator inputs: The numbers and values you enter into our calculators are generally used to perform calculations and display results. You should avoid entering sensitive personal information into calculator fields unless specifically required.

2. Automatically Collected Information

When you visit our Website, certain information may be collected automatically by our hosting provider, analytics services, advertising partners, or other technologies.

This may include:

• IP address
• Browser type
• Device type
• Operating system
• Referring website
• Pages visited
• Date and time of visits
• Approximate geographic information
• Website usage and interaction information

This information may be used to understand how visitors use our Website, maintain website security, troubleshoot technical problems, and improve our services.

3. Cookies and Similar Technologies

Our Website may use cookies, pixels, local storage, and similar technologies.

Cookies may be used to:

• Remember preferences
• Improve website functionality
• Understand website traffic
• Measure advertising performance
• Provide relevant advertisements
• Maintain security

You can control or disable cookies through your browser settings. However, disabling certain cookies may affect some Website functionality.

4. Google Analytics and Analytics Services

We may use analytics services such as Google Analytics to understand how visitors use our Website.

Analytics services may collect information such as pages viewed, approximate location, device information, browser information, and interactions with the Website.

The information collected through analytics is generally used in aggregated or statistical form to improve our Website.

You can learn more about Google's privacy practices through Google's Privacy & Terms .

5. Advertising

We may display advertisements through third-party advertising networks, including Google advertising services.

Advertising providers may use cookies or similar technologies to:

• Display advertisements
• Measure advertising performance
• Limit repetitive advertisements
• Provide advertisements based on contextual or permitted interest information

Third-party advertising providers may collect information according to their own privacy policies.

For Google's advertising privacy information, visit Google's Advertising Privacy Information .

6. Google AdSense / Advertising Cookies

If Google AdSense or another Google advertising product is used on this Website, Google and its partners may use cookies to serve and measure advertisements.

Users may have options regarding personalized advertising depending on their location, browser, account settings, and applicable advertising controls.

We do not control the information collected directly by third-party advertising providers.

7. How We Use Information

Information collected through the Website may be used to:

• Operate and maintain the Website
• Provide calculator functionality
• Improve calculator tools
• Improve website performance
• Analyze website traffic
• Respond to inquiries
• Detect and prevent abuse or security problems
• Maintain website security
• Measure advertising performance
• Comply with applicable legal requirements

We do not sell personal information simply because you use our calculator tools.

8. Calculator Data

Our calculators are primarily designed to perform calculations based on information entered by the visitor.

For example, you may enter:

• Income
• Expenses
• Loan amounts
• Interest rates
• Property values
• Vehicle costs
• Business figures
• Construction costs
• Other numerical information

Unless specifically stated otherwise on a particular tool, calculator inputs are intended to be processed for calculating the requested result.

Do not enter passwords, credit card numbers, Social Security numbers, bank account numbers, medical information, or other highly sensitive information into calculator fields.

9. Third-Party Websites and Services

Our Website may contain links to third-party websites, services, advertisements, or resources.

We are not responsible for the privacy practices, security, content, or policies of third-party websites.

We encourage you to review the privacy policies of third-party websites before providing them with personal information.

10. Data Security

We take reasonable measures to help protect information associated with our Website.

However, no website, server, online transmission, or electronic storage system can be guaranteed to be completely secure.

Therefore, we cannot guarantee absolute security of information transmitted to or through the Website.

11. Children's Privacy

Our Website is intended for a general audience and is not specifically directed toward children under the age of 13.

We do not knowingly collect personal information from children under 13.

If you believe that a child has provided personal information through our Website, please contact us so that we can take appropriate steps.

12. Your Privacy Rights

Depending on where you live, you may have certain privacy rights under applicable laws.

These rights may include, where applicable:

• Requesting access to personal information
• Requesting correction of inaccurate information
• Requesting deletion of personal information
• Requesting information about how personal information is used
• Objecting to certain processing
• Requesting restriction of certain processing
• Exercising applicable rights regarding targeted or personalized advertising

The availability of these rights depends on applicable law and your location.

13. California Privacy Rights

If you are a California resident, California privacy laws may provide additional rights regarding your personal information.

Depending on the circumstances and applicable law, you may have rights concerning access, deletion, correction, and certain uses or disclosures of personal information.

We do not knowingly sell personal information for monetary consideration.

14. European Economic Area and UK Users

If you are located in the European Economic Area or United Kingdom, applicable privacy laws may provide additional rights concerning your personal data.

Depending on the circumstances, these may include rights to access, correction, deletion, restriction, objection, and data portability.

Where consent is required for cookies or certain forms of advertising, we may request your consent before using those technologies.

15. Data Retention

We retain information only for as long as reasonably necessary for the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law.

The retention period may depend on the type of information and why it was collected.

16. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

When changes are made, we will update the "Last Updated" date at the beginning of this page.

You should periodically review this page to stay informed about our privacy practices.

17. Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us:

Website: Fybos Tools
Email: wayszets@gmail.com

Replace the email address above with your actual website contact email.

18. Disclaimer

Our calculators are provided for informational and educational purposes. Calculator results are estimates and should not be considered financial, tax, legal, accounting, investment, lending, medical, or professional advice.

Always verify important calculations with a qualified professional or an appropriate official source before making financial or other significant decisions.